1859 Mutual

In the narrative of our growth, Pike Mutual has penned a new chapter, merging with Woodville Mutual, and rebranding as 1859 Mutual. For a glimpse into the next pages of our story, you’re invited to continue the journey with us at our new website. https://1859mutual.com

We live in uncertain times, when homeowners, rental dwelling owners, and others are desperately seeking for a sense of stability and security. Insurance is one way of gaining that financial security, and for many, insuring through a mutual is the best way to go. Here’s why.


A mutual is unique from other insurance companies because the policy holders are its members. This means the customers run the company. They have voting power to decide the company’s Board of Directors, and as such, have a direct influence over appointing the decisions we make at Pike Mutual.


Our unique cooperative structure means that Pike Mutual doesn’t aggressively chase profits like publicly traded insurance companies do. While we value profitability, it isn’t what drives us. We do our best to keep rate increases to a minimum so that our members can enjoy greater financial stability.


The independent agents and agencies we work with aren’t just names on a spreadsheet. We get to know each of them on a personal level. We spend time with them and invest in their continuing education so they can better fulfill the needs of our customers. We bring this same friendly, personal approach whenever we need to talk to customers ourselves.

If insuring through a mutual seems like a good fit for you, contact one of our independent agents and agencies today! They will help you get started with Pike Mutual coverage that best fits your unique needs.