1859 Mutual

In the narrative of our growth, Pike Mutual has penned a new chapter, merging with Woodville Mutual, and rebranding as 1859 Mutual. For a glimpse into the next pages of our story, you’re invited to continue the journey with us at our new website. https://1859mutual.com

As you don your green apparel this March, take this opportunity to make sure you aren’t leaving the financial protection of your home and family to chance. Don’t depend on luck to carry you through the storms of life! Make sure that you carry sufficient insurance to cover you should an event arise that causes significant financial ramifications.



If you are reading this and are wondering if insurance is worth it – let us assure you that it is! An average home fire, for instance, can cause above ten thousand dollars in damages. And if you are thinking this doesn’t apply to you if you are renting, think again. Your landlord’s insurance will cover their own losses, but will not cover your personal property if a loss in incurred. Renters’ policies are relatively inexpensive and will prove well worth it should you ever need to make a claim.



No one wants to be surprised by finding out after the fact that a loss you thought was covered is not. To avoid this, you should be sure to routinely review your insurance policies and make yourself familiar with any exclusions that may be included in your policy. An exclusion is any provision in your policy that explicitly excludes certain events from coverage. Common exclusions include, but aren’t limited to things such as normal wear and tear, catastrophic losses such as war, or items that are covered on other policies.


At Pike Mutual, we don’t think that insurance should be a mystery. We want you to be well-informed and confident in your insurance coverage. A thorough review now can save you heartache and frustration later.  Look for one of our independent agents in your area to help you review your policy and make sure that you are covered where you need it most.