Whether the result of a burst pipe or heavy flooding, water damage is one of the most common — and damaging — disasters that could affect your home. While you can’t control the weather, you can reduce your risk for water damage through a few simple practices.



Water-using appliances and fixtures are prone to maintenance problems over time, but you can keep these leaks from getting out of hand with regular inspections. Check the hoses on your washing machine and dishwasher each year for cracks or leaks. You can further reduce water damage risk by installing a floor pan under these appliances. You should also check the caulk around your tub or shower and replacing any cracked caulk. Finally, check under the sink for drips and leaks.



You can reduce your risk for basement flooding by ensuring that your landscaping slopes away from the house. This helps runoff flow away from your property. Clean gutters and downspouts regularly to keep them from overflowing. Finally, you may want to install a water alarm in the basement (particularly next to the sump pump). This will provide an early alert if flooding occurs.


For added peace of mind, those who live in a flood-prone area should consider purchasing additional flood coverage for their property. If you have questions about what type of water damage your current policy does (or doesn’t) cover, reach out to your insurance provider so you can make an informed decision. Quality coverage will minimize your financial risk.