While a fireplace can provide comfort and warmth on a cold winter’s night, there is no denying that it also has the potential to increase your risk for a fire. Because of this, you might wonder how having a fireplace impacts your home insurance policy.
What If You Experience a House Fire?
The good news is that house fires are generally covered under your insurance policy. As long as the cause of the fire was covered, your coverage can help cover the costs of repairing your home and replacing personal items lost in the fire. Insurance also covers additional living expenses that you might incur if you can’t stay in your house after a fire.
If you have questions or concerns about how a fireplace could affect your coverage options, reach out to an independent Pike Mutual agent. Our agents will help you find the right type of coverage for your property so you can have peace of mind as you enjoy your fireplace.