Property versus Casualty Insurance

Submitted by Pike Mutual on Mon, 04/29/2019 - 9:00am
Property and causality

Pike Mutual Insurance Company gives homeowners, rental property owners, and mobile homeowners peace of mind with our property and casualty insurance products. 

The Protection of Insurance

Policyholders are able to avoid financial ruin if damage happens to their property or belongings. Typically, individuals insure their homes and property. There are two main types of insurance coverage within a homeowner policy — property and casualty insurance.

Property Insurance

Property insurance aims to protect your physical property, such as your home and personal contents from damage of a covered loss. The types of calamities that could happen to your home are broad. A fire could burn your home to the ground, or a tornado could blow it away. Property insurance aims to protect your property from an unforeseen loss based on the coverage provided in the policy.

Casualty insurance

Casualty insurance protects you from liability if you are held legally responsible for an accident that causes damage to a third person's belongings or injures them. 

Contact one of our independent agents today to see how they can serve you for your property/casualty insurance needs.