Your Responsibilities During a Claim

Submitted by Pike Mutual on Fri, 11/29/2019 - 9:00am
Filling out claim

Dealing with the aftermath of storm damage or a break-in is hard, but when a loss occurs, you must also be mindful of what should be done to recover. Taking the proper steps will ensure that you get reimbursed and protect your home from future problems.

Filling Out Your Claim

The sooner you submit a claim, the better. At Pike Mutual, you can fill out a claim online to quickly get the process started. Include as many details as possible as you describe the loss. Taking photos of the damage can also be helpful. Once your claim has been filed with Pike Mutual, reach out to notify your agent.

Securing the Area From Additional Damage

After you’ve filed your claim, you should take steps to secure your home from additional damage. This could entail placing a tarp over a damaged section of your roof or boarding up broken windows. Act fast so that the weather doesn’t cause additional damage to your property or possessions.

Read Through Your Policy

To better understand what to expect from the reimbursement process (including how long it will take and how much money you will receive), it’s a good idea to read through your insurance policy. Becoming familiar with your coverage and terms will give you a better idea of what to expect. Carefully reviewing this information before an incident occurs could also alert you to coverage changes you may need to make. If you have questions, contact your agent.

Dealing with property damage isn’t fun, but it doesn’t have to become overwhelming. By understanding what needs to be done and working with your agent and claims adjuster, you will be able to get the reimbursement provided by your policy and restore your property to normal.